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We are here to match your lifestyle and budget with the perfect property. Discover your dream home through a seamless experience, ensuring a stress-free transaction with prime locations and best deal. Each transaction is more than just a sale; it's a journey to meet your unique needs.

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The Buying Process

Financial Planning

Budgeting: Determine your budget by considering the property price, down payment (usually 10%), legal fees, stamp duty, and other miscellaneous costs.

Loan Pre-Approval: Obtain a pre-approval from a bank to understand your borrowing capacity and loan eligibility.

Property Search

Identify Preferences: Determine the type of property, size, and preferred location.

Engage an Agent / Negotiator: Hire a real estate agent / negotiator who focus in secondary market properties to assist you.

Property Viewing: Visit various properties to compare and evaluate them based on condition, location, and amenities.

Making an Offer

Offer Price: Negotiate the price with the seller through your agent / negotiator.

Letter of Offer: Once the price is agreed upon, sign a Letter of Offer and pay a booking fee (typically 2-3% of the purchase price).

Legal Procedures

Hire a Lawyer: Engage a lawyer to handle the legal aspects of the purchase.

Sale and Purchase Agreement (SPA): Your lawyer will draft the SPA. Both parties need to sign this agreement within 14 working days of signing the Letter of Offer. You'll also need to pay the balance of the down payment (usually 7-8% of the purchase price).

Stamp Duty: Pay stamp duty & ad-valorem duty on the SPA, calculated based on the property price.

Financing

Loan Application: Submit your loan application to your bank with necessary documents like the SPA, income statements, and identification.

Loan Approval: Once approved, the bank will issue a Letter of Offer, which you need to sign to confirm acceptance of the loan terms.

Property Transfer

Title Transfer: Your lawyer will handle the transfer of the property title from the seller to you. This involves submitting documents to the Land Office and paying transfer fees.

Settlement: The bank will disburse the loan amount to the seller's account upon completion of the title transfer. You will need to settle any remaining balance of the purchase price.

Final Steps

Keys Handover: Once all payments are made and the title transfer is completed, you will receive the keys to the property.

Final Inspection: Conduct a final inspection to ensure the property is in the agreed condition before moving in.

Utilities and Services: Arrange for the transfer of utilities (electricity, water, indah water & assessment) to your name.

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